Time Magazine's Top Five Personal Finance Books

1. The Millionaire Next Door
      by Thomas J. Stanley Ph.D.

In this New York Times best-selling book, The Millionaire Next Door: The Surprising Secrets of America's Wealthy, Dr. Thomas J. Stanley uses over two decades worth of surveys, personal interviews with millionaires, and data to reveal the secrets for building wealth in America. To read a sample of this book visit
http://amzn.to/11tF97N

2. Work Less, Live More: The Way to Semi-Retirement
  by Bob Clyatt

Bob Clyatt describes techniques for leaving the workaday world years (or decades) before the traditional retirement age of 65. Work Less, Live More includes sections on defining your goals, learning to live on less, putting your investments on autopilot, and more. This book is like The 4-Hour Workweek for real people. If you’ve considered cutting back your hours in the office, but aren’t ready to stop working completely, this is a must-read. To read a sample of this book visit http://amzn.to/Zce3Sl

3. I Will Teach You To Be Rich
   by Ramit Sethi

At last, for a generation that's materially ambitious yet financially clueless comes I Will Teach You To Be Rich, Ramit Sethi's 6-week personal finance program for 20-to-35-year-olds. A completely practical approach delivered with a nonjudgmental style that makes readers want to do what Sethi says, it is based around the four pillars of personal finance— banking, saving, budgeting, and investing—and the wealth-building ideas of personal entrepreneurship. To read a sample of this book visit
http://amzn.to/11u0HRw

4. All Your Worth
  by Elizabeth Warren &  Amelia Warren  Tyagi

You work hard -- really hard -- but it seems like there's never enough. Never enough to cover all the bills. Never enough to relax and have some fun. Never enough to save some real money. What has gone wrong? What is the secret that you haven't figured out?
  In All Your Worth, Elizabeth Warren and Amelia Warren Tyagi --mother/daughter authors of the acclaimed The Two-Income Trap -- tell you the truth about money. They lay out the new rules of money -- the ones nobody talks about. They show you how to get out of debt, cover your bills, and start getting ahead --without needing to carry a calculator everywhere you go. All Your Worth will help you get control over your money once and for all so that you can finally start building toward the life you've always wanted. To read a sample of this book visit http://amzn.to/107R1ed

5. How to Get Out of Debt, Stay Out of Debt, and Live Prosperously
By Jerrold Mundis

How to Get Out of Debt is built on the principles of Debtors Anonymous, a 12-step program founded in 1971 to help those who struggle with compulsive debt. Jerrold Mundis was himself a debtor, and he based this book on his own experience. This isn’t purely theoretical information from the mind of some Wall Street finance whiz who has never struggled; this book contains real tips and real stories from real people. If you’ve tried Dave Ramsey without success, read this. It’s 20 years old, but the information is timeless. To read a sample of this book visit http://amzn.to/11u6WFc

April's Daily Inspirational Quotes

1/1/13 Take up one idea. Make that one idea your life - think of it, dream of it, live on that idea. Let the brain, muscles, nerves, every part of your body, be full of that idea, and just leave every other idea alone. This is the way to success -Swami Vivekananda (famous clergyman)

1/2/13 Discouragement and failure are two of the surest stepping stones to success -Dale Carnegie (famous writer)

1/3/13 If you're trying to achieve, there will be roadblocks. I've had them; everybody has had them. But obstacles don't have to stop you. If you run into a wall, don't turn around and give up. Figure out how to climb it, go through it, or work around it -
Michael Jordan (famous athlete)

1/4/13 Discipline is the bridge between goals and accomplishment - Jim Rohn (famous businessman)

1/5/13 Our goals can only be reached through a vehicle of a plan, in which we must fervently believe, and upon which we must vigorously act. There is no other route to success - Pablo Picasso (famous artist)

1/6/13 The biggest mistake people make in life is not trying to make a living at doing what they most enjoy - Malcolm Forbes(famous publisher)

1/7/13 Success or failure depends more upon attitude than upon capacity successful men act as though they have accomplished or are enjoying something. Soon it becomes a reality. Act, look, feel successful, conduct yourself accordingly, and you will be amazed at the positive results - William James (famous philosopher)

1/8/13 What's money? A man is a success if he gets up in the morning and goes to bed at night and in between does what he wants to do - Bob Dylan(famous musician)

1/9/13 Belief in oneself is one of the most important bricks in building any successful venture - Lydia M. Child (famous activist)

1/10/13 Don't wait for extraordinary opportunities. Seize common occasions and make them great. Weak men wait for opportunities; strong men make them -Orison Swett Marden(famous writer)

1/11/13 Success isn't a result of spontaneous combustion. You must set yourself on fire - Arnold H. Glasow (famous author)

1/12/13 It's easier to go down a hill than up it but the view is much better at the top - Henry Ward Beecher (famous clergyman)

1/13/13 Success depends upon previous preparation, and without such preparation there is sure to be failure - Confucius(famous philosopher)

1/14/13 Education is the passport to the future, for tomorrow belongs to those who prepare for it today - Malcolm X (famous activist)

1/14/13 One secret of success in life is for a man to be ready for his opportunity when it comes _ Benjamin Disraeli (famous statesman)

1/15/13 The ladder of success is best climbed by stepping on the rungs of opportunity -Ayn Rand(famous writer)

1/16/13 Some people want it to happen, some wish it would happen, others make it happen -Michael Jordan (famous athlete)

1/17/13 Give me six hours to chop down a tree and I will spend the first four sharpening the axe - Abraham Lincoln (famous president)

1/18/13 Success is not final, failure is not fatal: it is the courage to continue that counts - Winston Churchill (famous statesman)

1/19/13 I do not think that there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature -John D. Rockefeller (famous businessman)

1/20/13,- It's fine to celebrate success but it is more important to heed the lessons of failure - Bill Gates (famous businessman)

1/21/13 The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand -Vince Lombardi (famous coach)

1/22/13 Never, never, never give up - Winston Churchill(famous statesman)

1/23/13 Obstacles are those frightful things you see when you take your eyes off your goal - Henry Ford (famous businessman)

1/24/13 Patience, persistence and perspiration make an unbeatable combination for success - Napoleon Hill(famous writer)

1/25/13 The man who has done his level best... is a success, even though the world may write him down a failure - B. C. Forbes (famous journalist)

1/26/13 Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, ambition inspired, and success achieved -Helen Keller (famous author)

1/27/13 When everything seems to be going against you, remember that the airplane takes off against the wind, not with it -Henry Ford (famous businessman)

1/28/13 In this world it is not what we take up, but what we give up, that makes us rich - Henry Ward Beecher (famous clergyman)

1/29/13 Before success comes in any man's life, he's sure to meet with much temporary defeat and, perhaps some failures. When defeat overtakes a man, the easiest and the most logical thing to do is to quit. That's exactly what the majority of men do -Napoleon Hill (famous writer)

1/30/13 Be true to yourself, help others, make each day your masterpiece, make friendship a fine art, drink deeply from good books - especially the Bible, build a shelter against a rainy day, give thanks for your blessings and pray for guidance every day - John Wooden (famous coach)